VI When will the January 2026 pension payment schedule be? How will the January 2026 pension payment schedule change? Let’s find out more with Pham Consult!
When will the January 2026 pension payment schedule be due? How will the January 2026 pension payment schedule change?
Based on Clause 3, Article 17 of the Procedure issued with Decision 2222/QD-BHXH of 2025, the January 2026 pension payment schedule is as follows:
(1) Payment via individual account:
The organization pays monthly social insurance through individual accounts at the provincial social insurance office.
No later than the 5th of each month, the Planning and Finance Department transfers money to the beneficiary’s personal account.
(2) Cash payment:
Monthly social insurance payments and one-time social insurance allowances are made in cash along with monthly social insurance benefits:
– Payment at payment points: From the 2nd to the 10th during business hours of the month of payment; payments only end before the 10th for points that have paid all beneficiaries according to the list transferred by the Social Insurance agency.
– Payment at transaction points of the Social Insurance Organization: From the 11th of the month, payments continue at payment points which are transaction points of the Social Insurance Organization until the 25th of the month.
However, depending on the situation of each locality, the Social Insurance will adjust the pension payment schedule accordingly.
Recently, on December 25, 2025, the Ministry of Interior issued Official Letter 12590/TB-BNV of 2025 regarding the exchange of working days during the 2026 New Year’s Day holiday for officials, civil servants, and employees of state administrative agencies, public service units, and enterprises.
Accordingly, the Ministry of Interior announces the implementation of the work day exchange schedule as follows:
- Officials, civil servants, and employees of state administrative agencies and public service units (hereinafter referred to as officials and employees) will have their working day exchanged from Friday, January 2, 2026, to the weekly holiday, Saturday, January 10, 2026. Therefore, for the 2026 New Year’s holiday, civil servants and public employees will have 4 consecutive days off, from Thursday, January 1st, 2026 to Sunday, January 4th, 2026 (with a compensatory workday on Saturday, January 10th, 2026).
Thus, the 2026 New Year’s holiday will last 4 days, from Thursday, January 1st, 2026 to Sunday, January 4th, 2026. Consequently, the payment of pensions for January 2026 in many localities will be delayed.
For example, the announcement regarding the pension payment schedule for January 2026 from the Hai Phong City Social Insurance agency is as follows:
From the above information, it can be seen that the pension payment schedule for January 2026 is expected to be postponed. Local authorities will make pension payments after the New Year’s Day holiday, starting from January 5, 2026.
What are the regulations regarding pension benefits for those participating in compulsory social insurance?
Based on Article 79 of the 2024 Social Insurance Law, the regulations for pension benefits are as follows:
– Within 20 days before the employee meets the eligibility requirements for a pension, the employer must submit the documents stipulated in Article 77 of the 2024 Social Insurance Law to the social insurance agency.
+ Within 20 days before becoming eligible for a pension, individuals who are preserving their mandatory social insurance contribution period must submit the documents stipulated in Article 77 of the 2024 Social Insurance Law to the social insurance agency.
– Employees who are eligible for a lump-sum social insurance payment must submit the documents stipulated in Article 78 of the 2024 Social Insurance Law to the social insurance agency.
– Within 20 days, excluding holidays, from the date of receiving all required documents for those applying for a pension, or within 7 working days from the date of receiving all required documents for those applying for a lump-sum social insurance payment, the social insurance agency is responsible for processing the application; if the application is not processed, a written response stating the reasons must be provided.
What are the procedures and processes for implementing social retirement benefits?
Based on Article 22 of the Social Insurance Law 2024, the regulations, procedures, and processes for implementing social retirement benefits are as follows:
(1) The monthly social pension allowance is determined by the Government in accordance with the socio-economic development conditions and the capacity of the state budget in each period. Every three years, the Government reviews and considers adjusting the social pension allowance.
Depending on the socio-economic conditions, budget balancing capacity, and mobilization of social resources, the People’s Committee of the province shall submit to the People’s Council of the same level a proposal to provide additional support to social pension recipients.
(2) In cases where the subjects specified in Article 21 of the 2024 Social Insurance Law are also eligible for a monthly social allowance, they shall receive a higher allowance.
(3) Individuals receiving a monthly social pension have their health insurance premiums paid by the state budget in accordance with the law on health insurance. Upon death, the organization or individual responsible for the funeral will receive funeral expense support in accordance with the law on the elderly.
(4) The Government shall prescribe the procedures for implementing social retirement benefits.
